Beginners Guide to Saving and Budgeting eBook and Budget Tracker

This guide has been designed to help you take control of your personal finances and build wealth over time. Whether you're just starting out or looking to improve your current  financial situation, this guide will provide you with the knowledge and tools you need to create a budget, build emergency savings, and achieve your financial goals!

Importance of budgeting and saving

Budgeting and saving are the foundation of personal finance and wealth building. Without a budget, it can be challenging to understand where your money is going, track expenses, and make informed decisions about your finances. On the other hand, having a budget allows you to take control of your spending, prioritize your financial goals, and make the most of your income.

Also incldues an Excel spreadsheet for keeping track of your income and expenses.

Disclaimer: I am not a financial advisor. This guide is for educational purposes only.